Many people dream of retirement and assisted living at a warm and tropical location, and one of the first states that come to mind for assisted living is Hawaii. In this state, you can wake up, look through the window and treat your eyes to countless palm trees and sunshine, coupled with the beautiful sand and waters that invite everyone that stumbles upon this state. Aside from the nourishment of your eyes and mind, Hawaii has plenty of diverse food that will make every gourmet’s jaw drop.
That being said, you must be curious about the assisted living costs in Hawaii, as well as the facilities and benefits that the state has to offer its residents. Well, you’re in luck, as we have gathered useful information regarding Hawaii’s senior living options, be it independent living or adult daycare. There’s also information about the various kinds of support systems that have been put in place, including the amenities that facilities have to offer their residents. If you already have some cities on your mind, feel free to take a look at our list of cities below and find the closest living option near it.
While there is much to enjoy in Hawaii, it comes at a cost, as the living expenses in this state are pretty high. This is clear when we take a look at Hawaii’s housing index of 186.50. To give you a general idea about the cost of living here, one-bedroom apartments go for an average of roughly $1,381, compared to the national average of $825. Two-bedroom apartments have an average monthly cost of about $1,795, compared to the national average of $1,027.
With that aside, let’s crunch some numbers and find out what the monthly costs of living in Hawaii for seniors are like. Home healthcare has an average monthly cost of around $4,814. The services provided by home healthcare allow seniors to enjoy the comfort of their own homes, while designated aides provide help with housecleaning and daily tasks.
Adult daycare facilities have an average monthly cost of about $1,517, for a stay at a supervised facility. At these facilities, seniors can take part in various social activities while their primary caregivers are out taking care of their own obligations. Do keep in mind that adult daycare doesn’t offer 24/7 skilled nursing care, meaning it’s best suited for seniors that are still mostly healthy and independent.
Assisted living facilities are another form of senior living available in Hawaii. They have an average monthly cost of approximately $4,250, and for this price, apart from housing seniors will be provided access to personal care and health services administered by skilled physicians.
If, on the other hand, you’re a senior that requires ‘round the clock care and supervision, you should consider using the services of the many nursing homes available all over Hawaii. As we mentioned before, the cost of living in Hawaii is pretty steep and this is clear when you take at the average monthly cost for semi-private rooms of about $11,437, and seniors that prefer more privacy can opt for living in a private room for the average monthly cost of around $13,216. At these nursing homes, seniors will be provided with:
- Help with medication
- Safety supervision
- 24/7 skilled nursing care
Benefits of Choosing for Senior Living Hawaii
Looking for more reasons to decide if you want to retire in Hawaii? Keep reading below, where we have listed four of the many useful benefits to retiring in The Aloha State.
It comes as no surprise that the weather in Hawaii is warm throughout the whole year. During winter, the temperatures fall to around 78 degrees Fahrenheit, and up to around 85 degrees Fahrenheit during summertime. Because of the fact that temperatures in Hawaii don’t have big variations, seniors will be able to enjoy in all the beauty and activities this state offers its residents and visitors.
Lots of Senior-Friendly Activities in Hawaii
Living on an island might feel confining at times since you can get from one side to the other in two hours or less. Hawaii is filled to the brink with senior-friendly activities which include cacao and pineapple farming, including hiking and diving. Seniors in Hawaii will also be able to fill their bellies with the delicious food being offered here whilst relaxing to the pleasant local music.
Senior tax Benefits in Hawaii
Hawaii also offers some tax benefits for its citizens and residents. Social Security income in this state isn’t taxed at all, and the same can be said for public pension income. On the other hand, private pensions are fully taxed, including withdrawals from retirement accounts. All in all, Hawaii has average tax benefits, when compared to other states in the nation.
Heaven for Foodies
Hawaii’s history can be tracked back to its Polynesian origins, and years of immigration and various settlements in the past 200 years have given birth to a distinctive cuisine. A delicious combination of Asian and Portuguese foods can be tasted here, including malasadas and char siu bao. People in Hawaii enjoy eating SPAM, and lots of dishes that are being made in the state use this ingredient. Back in the 90s, Hawaiian chefs made a delicious fusion cuisine that was based off the Hawaiian cuisine.
Senior Living Options in Hawaii
There are many senior living options to choose from in Hawaii, and they include:
- independent living
- assisted living
- memory care
- nursing homecare
Each of these senior living options are further explained below.
The costs for independent living facilities in Hawaii are pretty steep, and seniors have more than 20 such facilities for retirees to pick and choose from. Independent living facilities are best suited for seniors that are still active and healthy, without the need for ‘round the clock skilled nursing care. The average monthly cost range for independent living facilities in Hawaii starts at $1,048 and get as high as $4,950 per month. Seniors that prefer apartment living can opt in for living in an active senior community for seniors aged 55+ or 65+, where they will be able to live among their peers. While the location and size may vary, active senior communities usually offer the same useful amenities which include but are not limited to gyms, walking and hiking trails, pools and jacuzzies, and much more.
Hawaii is also home to many assisted living facilities which provide seniors help in the form of caring professional caregivers, quality healthcare, as well as access to various social and local activities which make their stay at these facilities all the more pleasant and comfortable. While the amenities being offered by assisted living facilities may vary from place to place, all of them usually include help with housekeeping, laundry services, personal transportation, meal preparation, and ‘round the clock safety supervision.
Assisted living facilities in Hawaii have an average monthly cost range from $1,906 to $9,000, a price determined by many factors like location or services provided, to name a few. The more affordable facilities are located in the Kahului-Wailuku-Lahaina area, while the more expensive ones can be found in the Honolulu metropolitan area.
Memory Care in Hawaii
There are more than 20 memory care centers operating in Hawaii, and their main goal is to provide seniors diagnosed with Alzheimer’s, dementia, and dementia-related ailments with a stress-free environment. In addition to this, the facilities where these memory care centers are located in have specially designed hallways and rooms which minimize the risk of seniors getting lost which can lead to distress and emotional breakdown. The skilled staff at these facilities provides help and comfort for seniors that forget where they are due to memory loss, something that is a normal occurrence with people afflicted with this disease.
The average monthly cost range for memory care centers in Hawaii starts at $2,763 and can get as high as $13,050. When we take a look at the national average cost for memory care centers of around $5,075 and compare it to Hawaii’s, it becomes clear that the facilities found here are some of the most expensive ones in the nation.
Spending your golden years on an island location might be the best thing to ever happen to anyone, but as we mentioned before, this relaxed island life in Hawaii comes at a somewhat expensive cost. For those that can afford it, Hawaii has more than 90 senior living providers operating in the state, and their price is usually higher than in the rest of the country.
There are 21 adult daycare facilities operating in Hawaii, and they provide their residents with three nutritional meals per day, as well as many social and local activities that feel all the more pleasurable in the abundance of vegetation, sun, and beaches. Residents’ health levels are under constant monitoring which means that in the event of sickness or health degradation, the staff at these facilities will be able to respond straight away. Adult daycare facilities also have various therapeutic activities which include arts and senior-catered exercises in order to keep the mind and body healthy. The average annual cost for adult daycare facilities in Hawaii is approximately $19,175.
As far as hospice care facilities as concerned, Hawaii has 23 such facilities all over the state. Hospice care deals with seniors that have been diagnosed with terminal illness, providing quality end-of-life care. As it is with the other forms of senior living in Hawaii, hospices have a unique feeling to them owing to the rich culture, and they provide meditative and therapeutic exercises that increase self-awareness. Grief counseling is provided for the senior and his/her family, allowing them to come to terms with the impending death and help overcome the feeling of helplessness during these trying times. Some of the therapies that are available at hospices in Hawaii include hand casting, healing touch, and aromatherapy. Apart from these techniques, hospices in Hawaii also offer all the traditional ways of medication and hospice care that can be found in any other hospice care facilities in the nation. The costs associated with hospice care are usually covered by Medicaid, Medicare, and private insurances, either partially or full coverage. The administrative staff at these hospices will provide assistance with all the paperwork required to make the senior eligible for costs coverage.
Hawaii is also home to 36 respite care facilities which provide seniors with temporary housing while their primary caregiver that is usually an unpaid family member to take some time off and take care of their own daily tasks and responsibilities or take some time off in order to stave off caregiver burnout. Seniors and caregivers alike can use the services provided by hospices for a few hours a day, several days a week, months, or indefinitely. Respite care facilities provide their residents help with personal care, medications, meal preparation, constant health monitoring, as well as various social activities to keep their minds busy. Respite care in Hawaii is a bit hard on the pocket, as the average annual costs can get as high as $121,545, a price that is higher than the national average.